Definition: A liability vehicle insurance policy insures a driver's liability to another person for damage or injury sustained while driving an automobile that is used in carrying passengers. Specifically, a liability vehicle insurance policy typically covers the driver's expenses when driving someone else's car (not their own). For example, it would cover medical expenses associated with injuries sustained by a passenger or anyone who was injured while traveling in a vehicle that was not the driver's. It might also cover repairs to such vehicles if they become damaged during an accident. Liability vehicles insurance is generally required by law in most states, and can be purchased directly from insurance companies. The terms liability coverage, bodily injury coverage, and damage covered under a policy are distinct; each provides different types of compensation in the event of an accident. Bodily injury coverage typically provides financial assistance to those injured during an automobile collision, while damage covered covers any loss or damage sustained by the vehicle itself, including its title, contents, and accessories. Please note that liability vehicles insurance policies can vary widely between companies, so it is advisable for drivers to compare quotes from multiple providers before purchasing a policy.

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